1. Introduction
SkillPoint ("we," "our," or "us") operates
the Cash on Hand mobile application (the
"App"). This Privacy Policy explains how
we collect, use, and protect your
information when you use our App.
2. Information We Collect
2.1 Personal Financial Data
- Transaction amounts and descriptions you
enter
- Income and expense categories
- Financial goals and targets
- Recurring transaction patterns
- Notes and custom transaction details
2.2 Device Information
- Device type and operating system version
- App usage analytics (crashes,
performance data)
- Device identifiers for app functionality
3. How We Use Your Information
We use your information to:
- Calculate year-end cash projections
- Track your financial goals and progress
- Provide personalized financial insights
- Generate recurring transactions
- Improve app performance and user
experience
4. Data Storage and Security
4.1 Local Storage
- All financial data is stored locally on
your device
- No financial information is transmitted
to external servers
- Data is encrypted using iOS standard
security measures
4.2 Security Measures
- We implement industry-standard security
practices
- Your data is protected by your device's
security features
- No third parties have access to your
financial information
5. Data Sharing
We do NOT:
- Sell your personal or financial
information
- Share your data with third-party
advertisers
- Transmit your financial data to external
servers
- Access your banking or financial
accounts
6. Your Rights
You have the right to:
- Delete all app data by uninstalling the
application
- Export your data through the app's
export features
- Contact us with privacy-related
questions
7. Children's Privacy
Our App is not intended for users under 13
years of age. We do not knowingly collect
personal information from children under
13.
8. Changes to This Policy
We may update this Privacy Policy
periodically. We will notify users of
significant changes through the App or our
website.
9. Contact Information
If you have questions about this Privacy
Policy, please contact us at:
SkillPointEmail:
admin@skillpointtectWebsite:
https://skillpoint.techPrivacy Policy:
https://skillpoint.tech/Privacy-Policy/
10. Compliance
This Privacy Policy complies with
applicable privacy laws including CCPA and
GDPR where applicable.